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Guide

Free Making Tax Digital software for a single property

If you let one property, you can keep digital records and file to HMRC for free. Here is exactly what’s included, and where the paid plans begin.

A British terraced house with a To Let board

If you let a single property, Quarterwise is free — and that includes filing to HMRC, not just record-keeping. There’s no card required and no time limit.

What’s included on the free plan

  • One property
  • Manual entry and CSV import of rent and expenses
  • Your quarterly updates and your final declaration filed to HMRC
  • Deadline reminders so you never miss a date
  • Basic expense categorisation

In other words, a landlord with one property can meet their full Making Tax Digital obligations on the free plan. (There are sensible caps on transaction volume and receipt storage to prevent abuse, which we tune over time.)

Why it’s free

Free filing already exists in the market, and we think a single-property landlord shouldn’t have to pay to stay compliant. A genuine free tier also means Quarterwise can be listed as free MTD software for landlords — which is how many people find us.

When you’d move to a paid plan

You only pay if you want more than one property, or the time-saving extras: AI categorisation and a review queue, receipt capture, per-property profit and loss, a live tax estimate, and bank import when it ships. See pricing for the detail. Non-resident and expat landlords with foreign property have a dedicated plan too.

Not sure whether you even need MTD yet? Check the income thresholds, or read what Making Tax Digital is first.

Common questions

Is Quarterwise really free for one property?
Yes — one property, manual entry and CSV import, full quarterly updates and final declaration to HMRC, and deadline reminders, at no cost and with no time limit.
Can I file to HMRC on the free plan?
Yes. Filing is included in the free tier — both the quarterly updates and the final declaration.
Do I need a credit card to start?
No. The free plan needs no card and has no time limit. You only add payment details if you choose to upgrade.

Last updated 7 June 2026. Quarterwise is software, not a tax adviser — if you’re unsure how the rules apply to you, check with HMRC or a qualified accountant.

Related guides

Do you actually have to use Making Tax Digital? The income thresholdsWhether you need MTD comes down to one number — your qualifying income — and the date it applies. Here are the thresholds and how the income is measured.Using Making Tax Digital software alongside your accountantMTD doesn’t mean dropping your accountant. Here is how tidy digital records make their job easier — and yours cheaper.What is Making Tax Digital, and what does it mean for landlords?Making Tax Digital is more frequent, not more complicated. Here is exactly what changes for landlords, and what stays the same.

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