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Guide

Making Tax Digital when you have income besides property

You can use more than one MTD product. Here is how property fits with a salary, pension, savings or other income — and where Quarterwise stops.

A landlord’s expenses, receipts and a calculator

Plenty of landlords also have a job, a pension, savings interest or dividends. The good news: Making Tax Digital lets you use more than one piece of software, so you can keep your property records in a specialist tool and report other income elsewhere.

What counts towards the MTD threshold

Only property and self-employment income count towards the qualifying-income threshold that brings you into MTD. A salary, pension, savings interest or dividends don’t push you over the line — see the thresholds guide — but they’re still taxable and still need reporting in the usual way.

Where Quarterwise fits

Quarterwise is built for UK property income. You can use it for your property bookkeeping and your quarterly updates whatever else you earn. It can also file your final declaration when property is your only source of income.

If you have other income too

If you also have employment, a pension, savings interest, dividends, capital gains, foreign income, self-employment or partnership income, you should report that other income — and submit your final declaration — in software that supports those sources. You can still use Quarterwise for your property records and quarterly updates; MTD is designed to let products work side by side.

We’ll always be upfront about what Quarterwise does and doesn’t cover, so you never file in the wrong place.

Common questions

Can I use more than one MTD product?
Yes. Making Tax Digital is designed so you can keep property records in one tool and report other income in another.
Can Quarterwise file my final declaration if I also have a salary?
Quarterwise files the final declaration when property is your only income. If you have employment, pension, savings, dividends, capital gains, foreign or self-employment income too, submit the final declaration in software that supports those — but you can still use Quarterwise for your property records and quarterly updates.
Does employment income count towards the MTD threshold?
No. Only property and self-employment income count towards the qualifying-income threshold. A salary is reported separately and doesn’t bring you into MTD on its own.

Last updated 7 June 2026. Quarterwise is software, not a tax adviser — if you’re unsure how the rules apply to you, check with HMRC or a qualified accountant.

Related guides

Do you actually have to use Making Tax Digital? The income thresholdsWhether you need MTD comes down to one number — your qualifying income — and the date it applies. Here are the thresholds and how the income is measured.What is Making Tax Digital, and what does it mean for landlords?Making Tax Digital is more frequent, not more complicated. Here is exactly what changes for landlords, and what stays the same.

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