Guide

Making Tax Digital when you have income besides property

Property income goes in your quarterly updates. A salary, pension, savings interest or dividends go in your tax return at the end of the year. Here is how the two fit together.

Making Tax Digital when you have income besides property

Plenty of landlords also have a job, a pension, savings interest or dividends. Under Making Tax Digital that income is still reported, but not every quarter: it goes in the tax return you send once a year.

What counts towards the MTD threshold

Only property and self-employment income count towards the qualifying-income threshold that brings you into MTD. A salary, pension, savings interest or dividends don’t push you over the line — see the thresholds guide — but they’re still taxable and still need reporting in the usual way.

A landlord’s expenses, receipts and a calculator

Quarterly updates cover property only

Your four quarterly updates are about your property income and expenses, plus self-employment if you have it. Savings interest, dividends, a salary or a pension never go in them.

Everything else goes in the tax return

Once a year, after the last quarter, you send HMRC your tax return. That’s where your other income goes. In Quarterwise it has its own section, Other income & reliefs, covering employment and pensions, savings interest, dividends, the State Pension, foreign income, capital gains, gift aid and pension contributions. You fill in what applies to you, and Quarterwise includes it in the return it sends.

Using more than one product

You don’t have to do it all in one place. Making Tax Digital lets products work side by side, so you could keep your property records in one and report the rest elsewhere. Most people find one product for everything simpler, because the tax return then sees all your income at once.

Common questions

Can I use more than one MTD product?
Yes. Making Tax Digital is designed so you can keep property records in one tool and report other income in another.
Can Quarterwise file my tax return if I also have a salary?
Yes. Add your salary, and any pension, savings interest or dividends, in the Other income & reliefs section at the end of the year, and Quarterwise includes them in your tax return.
Does employment income count towards the MTD threshold?
No. Only property and self-employment income count towards the qualifying-income threshold. A salary is reported separately and doesn’t bring you into MTD on its own.

Last updated 14 October 2026. Quarterwise is software, not a tax adviser — if you’re unsure how the rules apply to you, check with HMRC or a qualified accountant.

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